Download a copy of this privacy policy in PDF format.

John G. Ullman & Associates, Inc., an independent investment advisor and financial planning firm, is committed to safeguarding the confidential information of our clients. We hold all personal information provided to us in the strictest confidence. As comprehensive financial advisors, we collect certain nonpublic information from our clients so that we may thoroughly advise them in meeting their personal financial goals. This information may include:

• Name and Address
• Social Security or taxpayer Identification Number
• Assets
• Liabilities
• Income
• Investment Experience
• Accounts with other institutions

In order to guard against any infringements of our clients' rights to privacy, our policy with respect to personal information about our clients is listed below:

• In order to complete certain transactions or account changes that clients direct and authorize; it may be necessary for us to provide to unaffiliated third parties (primarily independent broker/dealers) with certain non-public information about our clients.
• For unaffiliated third parties that require access to client's personal information, including financial service companies and auditors, we require strict confidentiality in our agreements with them and expect them to keep any non-public information private. Release of information to these unaffiliated third parties is limited to that necessary to effectuate client-authorized transactions, or as required by law.
• We limit employee and agent access to information only to those who have a business or professional reason for knowing.
• In working with clients in providing comprehensive financial planning services, we may need to work with other advisors (such as lawyers and accountants) on our client's behalf. We will release information about our clients in these circumstances under the clients' direction/authorization.
• In certain limited circumstances, we may be legally required to release certain information. This is typically required only in certain limited circumstances.
• Federal and state regulators may review firm records as permitted under law.
• Personally identifiable information about our clients will be maintained for the required time thereafter as such records are required to be maintained by federal and state securities laws and consistent with the CFP Board Code of Ethics and Professional Responsibility.

If you have any questions about our privacy policy, please contact us at (607) 936-3785.