Mike has joined the team of Edward H. Schusler, Senior VicePresident and James A. Kaffenbarger, Jr., his CFP^®, Account Executive. Mike joined the firm in March of 2008 and brings with him over fifteen years of tax and auditing experience.

Background

Mike's background is rooted in public accounting. Prior to joining JGUA, Mike spent ten years working in the private family wealth management industry. This is where Mike honed skills in tax planning for individuals, trusts and investment partner-ships. Mike brings to his clients and JGUA a wealth of experience and dedication.

Credentials

• SUNY Geneseo BS Accounting
• Certified Public Accountant
• Member of the American Institute of Certified Public Accountants (AICPA)
• Member of the NY State Society of CPA's

Community Service

• Lieutenant Commander in the U.S. Navy Reserve
• Member of VFW Post 524
• Member of American Legion Post 746

Areas of Expertise

• Personal and Trust Taxation
• Tax Planning
• Audit Resolution
• Estate Planning

By taking on the sometimes complicated task of managing her clients financial lives, Sarah is thrilled when her clients lives are simplified and clarified. As a CFP professional, Sarah's experience and objectivity allows her to see opportunities that might otherwise be overlooked.

Background

Sarah believes strongly that the key to any successful relationship is mutual trust. With honesty and integrity the cornerstones of her parents' influence on her life, she feels fortunate to have joined JGUA because the firm's inwavering ethical standards mirrors her personal values and behavior. Sarah takes great satisfaction from her work with clients - since helping them achieve their financial objectives is a huge factor in helping them achieve their personals goals.

Credentials

• Siena College, BA
  • Political Science Presidential Honors
  • Certified Financial Planner^® Practitioner

Areas of Expertise

• Retirement Planning
• Survivorship Analysis
• Risk Management
• Estate Planning
• Tax Planning
• Education Planning

Personal Information

• Recipient of JGUA's 2010 Benjamin S. Williams Award
• Recipient of The Conservator Award presented by Spencer Crest Nature Center (2008)
• Mother of two sets of twins (Ages 6 & 3)
• Past Vice President of Corning Country Club

Kate works with her clients through the financial implications of life's changes. She uses her strong communication and analytical skills to translate technical information into understandable language and concepts for her clients.

Background

After 5 years working in New York at J.P. Morgan, Kate made the decision to return to the community where she grew up. 20 years have since passed and Kate has never second guessed her decision. Her experience on Wall Street as been extremely valuable in her role at JGUA, allowing her to assist her clients in various areas of financial planning and investment management. According to Kate, it's the best of both worlds.

Credentials

• Lehigh University, BS
  • Banking and Finance
• Certified Financial Planner^®
• Member of the Financial Planning Association

Community Service

• Kate currently serves on several local organizations for her school district, church and historical society
• Treasurer, Civic Music Association
• Director , 171 Cedar Arts Center

Areas of Expertise

• Retirement Planning
• Survivorship Analysis
• Education Planning
• Charitable and Family Gifting
• Stock Option Planning
• Estate Planning

With a solid background in the brokerage world, Jennifer joined JGUA with a skill set that could immediately add value to clients. While managing the Account Coordinator group, she is able to maintain the high quality of service we pride ourselves on while also working to bring JGUA up to the most current best practices. In addition to her Director of Client Accounting hat, Jen also serves as Chief Compliance Officer. In this capacity she assures that the firm is upholding the highest of standards set by the SEC as well as the extremely high standards established by the firm.

Background

Prior to moving to Corning in 2004, Jennifer worked in the industry as a Registered Account Administrator for a Broker Dealer. Jennifer blends her experience with the Broker Dealer relationship with her knowledge of Registered Investment Advisers to provide quality service to JGUA clients and its team of professionals.

Credentials

• Webster University, MBA
• Rutgers University, BA, Political Science
• Investment Adviser Certified Compliance Professional^SM

Community Service

Jennifer is heavily involved with the Parent Staff Committees of the local catholic school, All Saints Academy and the Corning Children's Center.

Barbara brings to her clients a depth of knowledge of the financial world. She takes the time to build relationships, valuing the opportunity to work closely with her clients. Her approachable style allows her clients to comfortably work through even the most complex issues.

Background

When Barbara led the NYS Assembly Speaker's staff in investigating financial issues, she insisted on thorough, rigorous research. Her depth of understanding about banking, insurance and other financial issues enabled her to make important policy decisions. As a high school history teacher, she delighted in making complex topics understandable to her students.
Barbara knows how difficult life transitions can be and has experience with people going through such life changes as divorce, new jobs, long term care needs. Barbara brings to JGUA sensitivity and knowledge to life changing mo- ments and the same enthusiasm and attention to detail as she would her own.

Community Service

• Barbara is involved in numerous community organizations including Rhinebeck Rotary Club and the local chapter of the Financial Planning Association.
• Member of Rhinebeck Chamber of Commerce

Areas of Expertise

• Retirement Planning
• Survivorship Analysis
• Insurance Analysis
• Estate Planning
• Education Planning

As a former math teacher, Karen utilizes the logical and systematic problem-solving approach of mathematics in the financial management and planning process. She does this all with a sense of humor and personal warmth.

Background

Over twenty five years ago Karen made a decision to make a career change and enter the financial management field she never looked back. Today she thrives on the endless challenges the field has to offer. She enjoys the scenic beauty of Keuka Lake with husband, Tom Snow, as well as the visits from their children and grandchildren. She is an avid gardener and fitness enthusiast.

Credentials

• Elmira College, MS
• Baylor University, BS
• Certified Financial Planner^®
• Member of the Financial Planning Association
• 25 plus years veteran in Financial Services

Community Service

• Karen currently serves as Vice President on the Board of Directors of the Steuben Arc Foundation.
• Spark Plug Award - Community Foundation of the Elmira, Corning Area

Areas of Expertise

• Retirement Planning
• Survivorship Analysis
• Risk Management
• Asset Allocation
• Charitable Gift Planning
• Post-Mortem Planning
• Estate Planning

With a solid background as a facilitator, trainer, and marketer, Cary joined JGUA ready to take on the task of business development. By joining an accomplished group of financial planning professionals, Cary's focus is to recruit, train and retain professional staff, as well as helping JGUA grow the core business. While currently heading up a team focusing on growth planning through our JGUA2016 Strategic Plan, Cary is working to ensure that JGUA is well positioned to be a world-class financial management firm for many years to come.

Background

Prior to joining JGUA, Cary served as Marketing Director for the United Way of the Southern Tier and Deputy Director for the NYS Department of Labor Private Industry council. Her vast background in training, business development and public relations coupled with strong leadership skills made her the ideal match for John G. Ullman & Associates, Inc.

Credentials

• Rochester Institute of Technology, MS, Human Resource Development
• Keuka College, BS, Education

Community Service

Cary has a long history of community service. She has served on the Board of Directors for Pathways, Inc., various United Way committees, SCT BOCES Advisory Council, Junior League of Williamsport, and fund request committee for the Greater Lycoming Community Foundation.

As a former investment banker, Chief Financial Officer and Chief Investment Officer, John brings a wealth of expertise in finance, management and corporate leadership. As Chief Operating Officer Mr. Nozell will play an integral part in positioning JGUA as a leader in comprehensive financial management for decades to come.

Background

John's experience in finance and general management spans nearly three decades. He prides himself on his ability to see potential and talent and take it to the next level. His team-oriented style and no-nonsense approach to managing an organization is a skill set that will allow JGUA to grow and improve its position as a strong player in the field of comprehensive financial management.

As a JGUA Board member since 2007, John has developed a strong working knowledge of the firm and its value to clients. John enjoys golf, water skiing, wine collecting and guitar. He and his wife Patricia (a Colgate Alum as well) have three children (and two dogs!).

Credentials

• MBA from the Samuel Curtis Johnson Graduate School of Management, Cornell University
• B.A. cum laude, with honors in Economics, from Colgate University

Community Service

• Ithaca Music Academy Board (past Chair)
• United Way of Tompkins County Board
• Ithaca Breast Cancer Alliance Leadership Committee
• Colgate University Alumni Corporation Board

Professional Experience

• Global Principal Finance Corp. (A Merrill Lynch Subsidiary)
• AWAS Aviation Services, LTD
• Seaburg Securities U.K., Ltd.

Bruce brings his legal training and experience as an attorney to his role as a financial planning advisor. He believes that the best results are obtained through long-term strategic planning and follow-through, and that clients of all income levels can take steps to minimize the impact of the tax laws on both their earnings and savings. Such steps include, but are not limited to, tax-advantaged savings and investments, employer/employee benefits planning for indi-viduals and small businesses, Social Security analysis, insurance, and education planning. The Rhinebeck office is thrilled to have Bruce join the firm and together with Barbara Markell, CFP^® , they provide the complete array of comprehensive wealth management services John G. Ullman & Associates, Inc. is known for.

Background

After graduating from law school, Bruce practiced in commercial litigation, secured transactions, debtor-creditor relations, and real estate law. Bruce and his wife and daughter are currently making the transition to the Rhinebeck/Red Hook area and look forward to making a positive contribution to these communities.

Credentials

• University of Pennsylvania Law School, J.D.
• Colgate University, BA (Cum laude)
• Admitted to practice law in New York
• Passed the CFP^® exam given in March, 2011 and is a candidate for CFP^® certification.

Areas of Expertise

• Retirement Planning
• Employer/employee benefit plans
• Education Funding Analysis

Tom often refers to himself as a "financial jack of all trades." Those who know him well are acutely aware that his high levels of expertise, as well as his substantial years of experience in the financial world, go far beyond what the phrase implies.

Background

Tom brings to his clients and colleagues at John G. Ullman & Associates, Inc. a substantial depth and breadth of experience in the financial industry . This analytical background enables him to fit together the pieces of even the most complex financial puzzles in relation to each other and to a larger perspective. Tom lives at Keuka Lake with wife Karen Meriwether, and enjoys the visits of their children and grandchildren.

Credentials

• Rochester Institute of T echnology, MBA, Accounting & Finance
• Rutgers University, Stonier Graduate School of Banking
• Hobart College, B A, Economics
• 30+ year veteran in Financial Services

Community Service

• Tom currently serves on the Board of Trustees of the Glenn H. Curtiss Museum and the Rockwell Museum of Western Art
• Spark Plug Award - Community Foundation of Elmira-Corning Area

Areas of Expertise

• Investment Management
• Stock Option Planning
• Retirement Planning
• Survivorship Analysis
• Estate Planning

Long-term clients appreciate and value how thoroughly John's vision is carried out in the firm he directs. In addition, he has earned widespread respect for his investment acumen. John's remarkable skills, leadership and tenacity have resulted in substantial benefits for the steadily growing number of JGUA clients.

Background

John G. Ullman & Associates, Inc. exists because John's boyhood fascination with stocks matured into a vision for a firm unique in the world of financial management. Within the first three minutes of meeting John, prospective clients encounter his wholehearted commitment to the concepts that make JGUA what it is: comprehensive financial management services, strict confidentiality, complete integrity, unlimited service, and a structure that precludes conflicts of interest.

Credentials

• University of Chicago, MBA, Financial Management
• Johns Hopkins University, BA, Economics
• Registered Principal
• Licensed Insurance Broker, Consultant

Honors and Awards

• Corning Chamber of Commerce Small Business Person of the Year 1997
• W.C. Mepham High School Hall of Fame
• John G. Eberenz Enterprise Award, 2005
• Paul Harris Fellow, Corning Rotary Club

Professional Experience

• John G. Ullman & Associates, Inc. President and Founder
• USGM Securities, Inc., President
• Corning Incorporated, Successive Financial Management positions 1972-1978

For over twenty-five years Pete has helped families and business owners meet their financial objectives. He whole-heartedly believes that each individual has unique needs and understanding those needs are necessary in crafting and maintaining financial solutions.

Background

Peter is dedicated, intense and analytical. These key qualities teamed with his warm friendly style make him a highly valued member of the Ullman team. Peter joined John G. Ullman & Associates, Inc. in 1997 and has assumed ever-increasing levels of responsibility. In addition to serving clients, Pete also manages selected key projects for the firm.

Credentials

• State University of New York at Geneseo
  • BS in Management Science, Concentration in Finance
• Certified Financial Planner ^®

Community Service

• Corning Rotary Club and Rotary International
  • District 7120 Permanent Fund Committee Past Director/Officer
• Corning Community College General Business Advisory Board

Areas of Expertise

• Retirement Planning
• Establishing Financial Plans
• Investments: Asset Allocation and strategic decisions
• Tax Planning
• Estate Planning